Curve sets the free option – Curve X as a cheap subscription

The Fintech curve is often discussed in the blog. In particular, people with many different credit or debit cards may have found it.

Curve is a MasterCard proxy for collecting different cards. In addition, all stored cards are accelerated to mobile payment solutions such as Google Pay or Apple Pay. Many banks are now represented there, but not all. Thanks to Curve, I use an Amazon credit card for Apple Pay, for example, which only originally speaks to Google Pay. Recently introduced Curve Smart Rules, which aims to automate the selection of stored cards. Additionally, there were reductions in fee-free currency conversions a few weeks ago.

All of the above is completely free on Curve with more or less restrictions. However, Curve has now reconsidered its pricing and will limit the free Curve card further in the future.

Only one of the new Smart Bases can be used and only up to two payment cards can be stored. The “Go back in time” feature, which allows you to switch the discount to another card within 30 days, is only possible three times a month. Additionally, business credit cards can only be deposited with Curve with premium subscriptions. Other restrictions? For external expenses, only 1,000 euros per month is free.

The said restrictions will take effect in the next 60 days. Customers are currently being informed of this move via email. You can read the revised Terms of Use here.

With the introduction of a third subscription option, ‘Curve X’, which is subject to a fee, the goal is to make it easier to get started. cost point? 4.99 euros per month. Up to 5 cards stored here, 60 days “just in time” – no number restrictions. Foreign payments here amount to 2,000 euros per month without fees. During the transition phase, existing customers are offered an upgrade of 1.99 euros per month for a whole year.

Curve Black and Curve Metal subscription levels are also offered for €9.99 per month and €14.99 per month, respectively, under the above conditions.